Disclaimer : We don’t directly give advice to buy or sell shares. We provide news and analysis on share market which can provide good KNOWLEDGE only, so invest at your own risk.
Before starting up, if you are new to share market you should get yourself aware of some share market basics here.
In this share market analysis article we are going to get to know about Japan’s best Banking & Finance stocks. You are going to get full stocks analysis, so read it full.
Stocks Insights for Japan’s Best Banking & Finance Companies :
Financial Analysis for Japan’s Best Banking & Finance Companies Stocks :
Company
P/E Ratio
ROCE
Debt/Equity
Mitsubishi UFJ (MUFG)
15.4
4.5%
9.5
Sumitomo Mitsui (SMFG)
11.0
4.8%
9.8
Mizuho Financial Group
9.1
4.2%
10.2
Resona Holdings
16.7
5.0%
8.1
Shinsei Bank
12.1
3.8%
7.5
Bank of Yokohama
15.7
6.1%
6.9
Chiba Bank
14.6
5.8%
7.2
Fukuoka Financial Group
15.1
5.5%
6.5
Hokkoku Bank
13.1
6.5%
5.8
Nomura Holdings
10.6
8.5%
5.2
Daiwa Securities Group
9.3
9.0%
4.8
SBI Holdings
11.9
12.5%
2.5
Orix Corporation
11.4
10.8%
3.8
Sumitomo Mitsui Trust Holdings
11.7
6.2%
8.5
Japan Post Holdings
14.6
7.0%
4.0
Best Picks
SBI Holdings: Exceptional profitability, low debt, and well-balanced financial health.
Daiwa Securities: Attractive valuation, strong returns, and low financial risk.
Orix Corp: High profitability, reasonable valuation, and efficient operations.
Hokkoku Bank & Bank of Yokohama: Strong regional performers with good profitability and stability.
Avoids / High Risk
Mizuho Financial: Weak profitability and excessive leverage compared to peers.
Resona Holdings: Overvalued relative to its mediocre performance.
Shinsei Bank: Poor profitability and inefficient use of capital.
Piotroski F-Score Analysis Japan’s Best Banking & Finance Stocks
Company
Piotroski F-Score
Interpretation
SBI Holdings
9
Exceptionally Strong. Highest financial health.
Orix Corporation
8
Very Strong. Robust financial position.
Daiwa Securities Group
8
Very Strong. Robust financial position.
Hokkoku Bank
7
Strong. Good financial health.
Nomura Holdings
7
Strong. Good financial health.
Japan Post Holdings
7
Strong. Good financial health.
Bank of Yokohama
6
Fair. Moderate financial position.
Chiba Bank
6
Fair. Moderate financial position.
Fukuoka Financial Group
6
Fair. Moderate financial position.
Sumitomo Mitsui (SMFG)
5
Average. Mixed signals; requires caution.
Mitsubishi UFJ (MUFG)
5
Average. Mixed signals; requires caution.
Resona Holdings
4
Weak. Poor financial health.
Sumitomo Mitsui Trust Hldgs
4
Weak. Poor financial health.
Shinsei Bank
3
Weak. High financial distress risk.
Mizuho Financial Group
3
Weak. High financial distress risk.
Top Picks (High F-Score):SBI Holdings (9), Orix Corp (8), and Daiwa Securities (8) are in the best fundamental financial health according to the Piotroski criteria.
Avoids (Low F-Score):Mizuho (3), Shinsei Bank (3), Resona (4), and Sumitomo Mitsui Trust (4)show signs of fundamental weakness and would be avoided by this strategy.
Final Words : Future Investment Analysis for Japan’s Best Banking & Financial Stocks
Company
PEG Ratio (Aug 2025)
Mitsubishi UFJ (MUFG)
4.40
Sumitomo Mitsui (SMFG)
2.75
Mizuho Financial Group
3.64
Resona Holdings
3.71
Shinsei Bank, Ltd.
12.10
Bank of Yokohama, Ltd.
3.14
The Chiba Bank, Ltd.
3.24
Fukuoka Financial Group, Inc.
3.78
The Hokkoku Bank, Ltd.
2.38
Nomura Holdings, Inc.
1.51
Daiwa Securities Group, Inc.
1.16
SBI Holdings, Inc.
0.95
ORIX Corporation
1.34
Sumitomo Mitsui Trust Holdings, Inc.
2.34
Japan Post Holdings Co., Ltd.
4.87
Best Picks (Low PEG – Growth at a Reasonable Price)
Company
PEG Ratio
SBI Holdings, Inc.
0.95
Daiwa Securities Group, Inc.
1.16
ORIX Corporation
1.34
Nomura Holdings, Inc.
1.51
Avoids (High PEG – Overvalued or Low Growth)
Company
PEG Ratio
Shinsei Bank, Ltd.
12.10
Japan Post Holdings Co., Ltd.
4.87
Mitsubishi UFJ (MUFG)
4.40
Fukuoka Financial Group, Inc.
3.78
Future Investment Stocks :
Company
Future Prospects
Financial Analysis
Mitsubishi UFJ (MUFG)
Good
Good
Sumitomo Mitsui (SMFG)
Good
Good
Mizuho Financial Group
Good
Good
Resona Holdings
Good
Good
Shinsei Bank, Ltd.
Bad
Bad
Bank of Yokohama, Ltd.
Good
Good
The Chiba Bank, Ltd.
Good
Good
Fukuoka Financial Group, Inc.
Good
Good
The Hokkoku Bank, Ltd.
Neutral
Neutral
Nomura Holdings, Inc.
Good
Good
Daiwa Securities Group, Inc.
Neutral
Neutral
SBI Holdings, Inc.
Good
Neutral
ORIX Corporation
Good
Good
Sumitomo Mitsui Trust Holdings
Good
Good
Japan Post Holdings Co., Ltd.
Good
Good
Short-Term & Long-Term Investment Possibilities
Company
Short-Term Investment
Long-Term Investment
Mitsubishi UFJ (MUFG)
Good
Good
Sumitomo Mitsui (SMFG)
Good
Good
Mizuho Financial Group
Good
Good
Resona Holdings
Good
Good
Shinsei Bank, Ltd.
Bad
Bad
Bank of Yokohama, Ltd.
Good
Good
The Chiba Bank, Ltd.
Good
Good
Fukuoka Financial Group, Inc.
Good
Good
The Hokkoku Bank, Ltd.
Neutral
Neutral
Nomura Holdings, Inc.
Good
Good
Daiwa Securities Group, Inc.
Neutral
Neutral
SBI Holdings, Inc.
Good
Good
ORIX Corporation
Good
Good
Sumitomo Mitsui Trust Holdings
Good
Good
Japan Post Holdings Co., Ltd.
Good
Good
Best Investment Picks :
Mitsubishi UFJ (MUFG)
Sumitomo Mitsui (SMFG)
Mizuho Financial Group
Resona Holdings
Japan Post Holdings Co., Ltd.
ORIX Corporation
Avoid :
Shinsei Bank, Ltd.
Daiwa Securities Group, Inc.
The Hokkoku Bank, Ltd.
So, this was it for Japan’s best Banking & Financials stocks. You can get from many tables the fundamentals which would be beneficial for you to select the best Investments.
