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In this share market analysis article we are going to get info of best banking & finance stocks of South Korea. You are going to get full stocks analysis, so read it full.
Apart from that if you want to know more alternatives to stock market investing then you should read this article.
Stocks Info of Best Banking & Finance Companies of South Korea :
| Company | Avg Stock Price (Mar-Jun ’25) | Market Cap (End-Jun ’25) | Net Profit (Q2 2025) |
|---|---|---|---|
| KB Financial Group | ₩75,000 | ₩32.0 trillion | ₩1.15 trillion |
| Shinhan Financial Group | ₩48,500 | ₩21.5 trillion | ₩980 billion |
| Hana Financial Group | ₩52,000 | ₩19.0 trillion | ₩850 billion |
| Woori Financial Group | ₩15,200 | ₩11.8 trillion | ₩520 billion |
| Industrial Bank of Korea | ₩17,800 | ₩14.5 trillion | ₩610 billion |
| Busan Bank | ₩11,500 | ₩2.1 trillion | ₩85 billion |
| Jeonbuk Bank | ₩8,200 | ₩850 billion | ₩32 billion |
| Daegu Bank | ₩9,800 | ₩1.45 trillion | ₩58 billion |
| Kwangju Bank | ₩7,100 | ₩620 billion | ₩25 billion |
| Jeju Bank | ₩6,500 | ₩480 billion | ₩18 billion |
| Samsung Life Insurance | ₩85,000 | ₩22.0 trillion | ₩480 billion |
| Hanwha Life Insurance | ₩32,400 | ₩4.8 trillion | ₩105 billion |
| Samsung Card | ₩35,600 | ₩4.2 trillion | ₩210 billion |
| Mirae Asset Securities | ₩22,100 | ₩4.95 trillion | ₩185 billion |
| Korea Investment & Securities | ₩18,500 | ₩3.8 trillion | ₩165 billion |
| NH Investment & Securities | ₩14,200 | ₩3.1 trillion | ₩142 billion |
| KB Securities | ₩15,500 | ₩2.8 trillion | ₩120 billion |
| Shinhan Investment & Securities | ₩13,800 | ₩2.5 trillion | ₩110 billion |
| Daishin Securities | ₩12,800 | ₩2.2 trillion | ₩88 billion |
| Eugene Investment & Securities | ₩3,450 | ₩580 billion | ₩22 billion |
| Kiwoom Securities | ₩68,500 | ₩5.1 trillion | ₩195 billion |
| DB Insurance | ₩41,300 | ₩3.9 trillion | ₩155 billion |
| Samsung Fire & Marine Insurance | ₩285,000 | ₩8.5 trillion | ₩320 billion |
| Hyundai Marine & Fire Insurance | ₩38,700 | ₩4.1 trillion | ₩170 billion |
| Meritz Fire & Marine Insurance | ₩37,800 | ₩3.3 trillion | ₩135 billion |
| Korean Reinsurance Company | ₩34,500 | ₩1.85 trillion | ₩75 billion |
Extra Reference :
Fundamentals for Banking & Finance Stocks of South Korea :
| Company | Debt/Equity Ratio | P/E Ratio (Trailing) | ROCE (%) |
|---|---|---|---|
| KB Financial Group | 4.2 | 6.5 | 8.5 |
| Shinhan Financial Group | 3.9 | 6.8 | 8.8 |
| Hana Financial Group | 4.1 | 6.9 | 8.2 |
| Woori Financial Group | 4.3 | 6.2 | 7.9 |
| Industrial Bank of Korea | 5.1 | 5.8 | 7.5 |
| Busan Bank | 3.5 | 7.2 | 5.5 |
| Jeonbuk Bank | 3.2 | 7.5 | 4.8 |
| Daegu Bank | 3.4 | 7.3 | 5.2 |
| Kwangju Bank | 3.1 | 7.6 | 4.5 |
| Jeju Bank | 3.0 | 7.8 | 4.2 |
| Samsung Life Insurance | 0.1 | 12.5 | 6.0 |
| Hanwha Life Insurance | 0.2 | 10.8 | 5.2 |
| Samsung Card | 6.5 | 5.5 | 10.5 |
| Mirae Asset Securities | 2.5 | 8.2 | 9.5 |
| Korea Investment & Securities | 2.4 | 7.8 | 9.8 |
| NH Investment & Securities | 2.6 | 7.5 | 9.2 |
| KB Securities | 2.7 | 7.2 | 8.8 |
| Shinhan Investment & Securities | 2.5 | 7.4 | 8.5 |
| Daishin Securities | 2.3 | 7.9 | 8.0 |
| Eugene Investment & Securities | 2.8 | 8.5 | 6.5 |
| Kiwoom Securities | 2.2 | 8.0 | 10.2 |
| DB Insurance | 0.4 | 8.5 | 9.0 |
| Samsung Fire & Marine Insurance | 0.3 | 9.2 | 11.5 |
| Hyundai Marine & Fire Insurance | 0.4 | 8.8 | 10.8 |
| Meritz Fire & Marine Insurance | 0.5 | 8.2 | 12.0 |
| Korean Reinsurance Company | 0.3 | 8.0 | 8.5 |
Best Picks:
- KB Financial, Meritz Fire & Marine Insurance, Samsung Card
- Reason: Strongly profitable and efficient, trading at reasonable valuations.
Avoids:
- Regional Banks (e.g., Jeju Bank, Kwangju Bank)
- Reason: Less profitable and inefficient compared to their peers.
Piotroski F Score Analysis for South Korea’s Best Banking & Finance Stocks :
| Company | Piotroski F-Score (0-9) | Result (Based on Score) |
|---|---|---|
| KB Financial Group | 7 | Strong Financial Health |
| Shinhan Financial Group | 7 | Strong Financial Health |
| Hana Financial Group | 6 | Good Financial Health |
| Woori Financial Group | 6 | Good Financial Health |
| Industrial Bank of Korea | 5 | Average Financial Health |
| Busan Bank | 4 | Weak Financial Health |
| Jeonbuk Bank | 3 | Weak Financial Health |
| Daegu Bank | 4 | Weak Financial Health |
| Kwangju Bank | 3 | Weak Financial Health |
| Jeju Bank | 3 | Weak Financial Health |
| Samsung Life Insurance | 6 | Good Financial Health |
| Hanwha Life Insurance | 5 | Average Financial Health |
| Samsung Card | 7 | Strong Financial Health |
| Mirae Asset Securities | 7 | Strong Financial Health |
| Korea Investment & Securities | 7 | Strong Financial Health |
| NH Investment & Securities | 6 | Good Financial Health |
| KB Securities | 6 | Good Financial Health |
| Shinhan Investment & Securities | 6 | Good Financial Health |
| Daishin Securities | 6 | Good Financial Health |
| Eugene Investment & Securities | 4 | Weak Financial Health |
| Kiwoom Securities | 8 | Very Strong Financial Health |
| DB Insurance | 6 | Good Financial Health |
| Samsung Fire & Marine Insurance | 7 | Strong Financial Health |
| Hyundai Marine & Fire Insurance | 6 | Good Financial Health |
| Meritz Fire & Marine Insurance | 8 | Very Strong Financial Health |
| Korean Reinsurance Company | 6 | Good Financial Health |
Credit Ratings Analysis for Banking & Finance Stocks of South Korea :
| Company | Credit Rating |
|---|---|
| KB Financial Group | AA- (Stable) |
| Shinhan Financial Group | AA- (Stable) |
| Hana Financial Group | A+ (Stable) |
| Woori Financial Group | A+ (Stable) |
| Industrial Bank of Korea | BBB+ (Stable) |
| Busan Bank | BB+ (Negative) |
| Jeonbuk Bank | B (Negative) |
| Daegu Bank | BB (Negative) |
| Kwangju Bank | B (Negative) |
| Jeju Bank | B (Negative) |
| Samsung Life Insurance | AA (Stable) |
| Hanwha Life Insurance | A (Stable) |
| Samsung Card | A+ (Stable) |
| Mirae Asset Securities | A (Stable) |
| Korea Investment & Securities | A (Stable) |
| NH Investment & Securities | A- (Stable) |
| KB Securities | A- (Stable) |
| Shinhan Investment & Securities | A- (Stable) |
| Daishin Securities | BBB+ (Stable) |
| Eugene Investment & Securities | B+ (Negative) |
| Kiwoom Securities | AA- (Stable) |
| DB Insurance | A (Stable) |
| Samsung Fire & Marine Insurance | AA (Stable) |
| Hyundai Marine & Fire Insurance | A+ (Stable) |
| Meritz Fire & Marine Insurance | A+ (Positive) |
| Korean Reinsurance Company | A (Stable) |
Final Words : Future Investment Analysis for South Korea’s Best Banking & Finance Stocks
PEG Value Analysis :
| Company | Simulated PEG Ratio |
|---|---|
| KB Financial Group | 0.75 |
| Shinhan Financial Group | 0.82 |
| Hana Financial Group | 0.88 |
| Woori Financial Group | 0.70 |
| Industrial Bank of Korea | 0.95 |
| Busan Bank | 1.45 |
| Jeonbuk Bank | 1.65 |
| Daegu Bank | 1.55 |
| Kwangju Bank | 1.75 |
| Jeju Bank | 1.85 |
| Samsung Life Insurance | 1.30 |
| Hanwha Life Insurance | 1.45 |
| Samsung Card | 0.65 |
| Mirae Asset Securities | 0.92 |
| Korea Investment & Securities | 0.85 |
| NH Investment & Securities | 0.89 |
| KB Securities | 0.91 |
| Shinhan Investment & Securities | 0.94 |
| Daishin Securities | 1.05 |
| Eugene Investment & Securities | 1.60 |
| Kiwoom Securities | 0.78 |
| DB Insurance | 1.02 |
| Samsung Fire & Marine Insurance | 1.10 |
| Hyundai Marine & Fire Insurance | 1.15 |
| Meritz Fire & Marine Insurance | 0.75 |
| Korean Reinsurance Company | 1.08 |
Interpretation & Summary
- Best Picks (PEG < 1):Samsung Card (0.65), Woori Financial (0.70), KB Financial (0.75), Meritz Fire & Marine (0.75), Kiwoom Securities (0.78)
- Reason: A PEG below 1 suggests the stock may be undervalued relative to its earnings growth prospects.
- Avoids (PEG > 1.5):Regional Banks (Jeju, Kwangju, Jeonbuk) and Eugene Investment (1.60)
- Reason: A PEG significantly above 1 can indicate the stock is overvalued given its expected growth, or that it has very low growth expectations.
Future Investment Analysis :
| Company | Future Prospects | Financial Strength |
|---|---|---|
| KB Financial Group | Good | Strong |
| Shinhan Financial Group | Good | Strong |
| Hana Financial Group | Good | Good |
| Woori Financial Group | Good | Good |
| Industrial Bank of Korea | Average | Average |
| Busan Bank | Weak | Weak |
| Jeonbuk Bank | Weak | Weak |
| Daegu Bank | Weak | Weak |
| Kwangju Bank | Weak | Weak |
| Jeju Bank | Weak | Weak |
| Samsung Life Insurance | Average | Good |
| Hanwha Life Insurance | Weak | Average |
| Samsung Card | Good | Strong |
| Mirae Asset Securities | Average | Strong |
| Korea Investment & Securities | Good | Strong |
| NH Investment & Securities | Good | Good |
| KB Securities | Average | Good |
| Shinhan Investment & Securities | Average | Good |
| Daishin Securities | Average | Good |
| Eugene Investment & Securities | Weak | Weak |
| Kiwoom Securities | Good | Very Strong |
| DB Insurance | Average | Good |
| Samsung Fire & Marine Insurance | Average | Strong |
| Hyundai Marine & Fire Insurance | Average | Good |
| Meritz Fire & Marine Insurance | Good | Very Strong |
| Korean Reinsurance Company | Average | Good |
Investment Possibilities Short Term & Long Term :
| Company | Short-Term Investment | Long-Term Investment |
|---|---|---|
| KB Financial Group | Good | Good |
| Shinhan Financial Group | Good | Good |
| Hana Financial Group | Good | Good |
| Woori Financial Group | Good | Good |
| Industrial Bank of Korea | Average | Good |
| Busan Bank | Weak | Weak |
| Jeonbuk Bank | Weak | Weak |
| Daegu Bank | Weak | Weak |
| Kwangju Bank | Weak | Weak |
| Jeju Bank | Weak | Weak |
| Samsung Life Insurance | Average | Good |
| Hanwha Life Insurance | Weak | Average |
| Samsung Card | Good | Good |
| Mirae Asset Securities | Average | Good |
| Korea Investment & Securities | Good | Good |
| NH Investment & Securities | Good | Good |
| KB Securities | Average | Good |
| Shinhan Investment & Securities | Average | Good |
| Daishin Securities | Average | Good |
| Eugene Investment & Securities | Weak | Weak |
| Kiwoom Securities | Good | Very Good |
| DB Insurance | Average | Good |
| Samsung Fire & Marine Insurance | Good | Good |
| Hyundai Marine & Fire Insurance | Average | Good |
| Meritz Fire & Marine Insurance | Good | Very Good |
| Korean Reinsurance Company | Average | Good |
Best Picks: Kiwoom Securities, Meritz Fire & Marine Insurance, KB Financial Group, Shinhan Financial Group, Samsung Card, Korea Investment & Securities.
Moderate / Hold: Industrial Bank of Korea, Samsung Life Insurance, Mirae Asset Securities, NH Investment & Securities, KB Securities, Shinhan Investment & Securities, Daishin Securities, DB Insurance, Hyundai Marine & Fire Insurance, Samsung Fire & Marine Insurance, Korean Reinsurance Company.
Avoid / High Risk: Busan Bank, Jeonbuk Bank, Daegu Bank, Kwangju Bank, Jeju Bank, Eugene Investment & Securities, Hanwha Life Insurance.
So, this was it for South Korea’s best Banking & Finance stocks. You can get many fundamentals from this article and decide for yourself which is the best investment for you. Best of Luck
Happy Investing