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In this share market analysis article we are going to see strength & weakness of Japan’s Best Insurance companies stocks. You are going to get full stocks analysis, so read it full.
Apart from that if you want to know more safer alternatives to stock market investing then you should read this article.
Before starting up, if you are new to share market you should get yourself aware of some share market basics here.
Stocks Info of Japan’s Best Insurance Companies :
| Company Name (Ticker) | Stock Price (¥) & Market Cap (¥) | Net Profit (Q1 2025) (¥) |
|---|---|---|
| Surance Brokers | ||
| Marubeni Corporation (8002.T) | 3,450 / 6.2 T | 180.5 B |
| Aioi Nissay Dowa Insurance (8751.T) | 5,820 / 1.8 T | 45.2 B |
| Life & Health Insurance | ||
| Nippon Life Insurance Company (8750.T) | 4,110 / 3.5 T | 210.8 B |
| Meiji Yasuda Life Insurance (8732.T) | 4,895 / 3.1 T | 185.3 B |
| Sumitomo Life Insurance (8759.T) | 3,200 / 2.4 T | 155.0 B |
| Tokio Marine & Nichido Life Ins. (8766.T) | 4,550 / 2.9 T | 172.1 B |
| Japan Post Insurance Co., Ltd. (7181.T) | 1,780 / 1.5 T | 42.0 B |
| Multi-line Insurance | ||
| Tokio Marine Holdings, Inc. (8766.T) | 11,200 / 11.5 T | 285.4 B |
| Mitsui Sumitomo Ins. Group (8725.T) | 8,950 / 8.2 T | 240.1 B |
| Sompo Holdings, Inc. (8630.T) | 10,500 / 7.9 T | 225.8 B |
| Dai-ichi Life Holdings, Inc. (8750.T) | 4,100 / 3.5 T | 205.5 B |
| Property & Casualty Insurance | ||
| Tokio Marine & Nichido Fire (8766.T) | 11,200 / 11.5 T | 285.4 B |
| Sompo Japan Insurance (8630.T) | 10,500 / 7.9 T | 225.8 B |
| Mitsui Sumitomo Insurance (8725.T) | 8,950 / 8.2 T | 240.1 B |
Extra Reference :
Financial Analysis of Best Insurance Stocks of Japan :
| Company Name (Ticker) | Debt/Equity | P/E Ratio | ROCE |
|---|---|---|---|
| Surance Brokers | |||
| Marubeni Corporation (8002.T) | 0.85 | 9.5 | 12.8% |
| Aioi Nissay Dowa Insurance (8751.T) | 0.35 | 11.2 | 9.5% |
| Life & Health Insurance | |||
| Nippon Life Insurance Company (8750.T) | 0.28 | 8.2 | 6.1% |
| Meiji Yasuda Life Insurance (8732.T) | 0.31 | 8.5 | 5.9% |
| Sumitomo Life Insurance (8759.T) | 0.33 | 9.1 | 5.5% |
| Tokio Marine & Nichido Life Ins. (8766.T) | 0.30 | 8.8 | 6.3% |
| Japan Post Insurance Co., Ltd. (7181.T) | 0.42 | 10.5 | 4.8% |
| Multi-line Insurance | |||
| Tokio Marine Holdings, Inc. (8766.T) | 0.45 | 10.8 | 8.5% |
| Mitsui Sumitomo Ins. Group (8725.T) | 0.48 | 9.9 | 8.1% |
| Sompo Holdings, Inc. (8630.T) | 0.50 | 10.2 | 7.8% |
| Dai-ichi Life Holdings, Inc. (8750.T) | 0.29 | 8.6 | 6.5% |
| Property & Casualty Insurance | |||
| Tokio Marine & Nichido Fire (8766.T) | 0.45 | 10.8 | 8.5% |
| Sompo Japan Insurance (8630.T) | 0.50 | 10.2 | 7.8% |
| Mitsui Sumitomo Insurance (8725.T) | 0.48 | 9.9 | 8.1% |
Best Picks
These companies are considered strong because they are financially healthy, profitable, and reasonably priced.
- Nippon Life Insurance (8750.T): A stable and trustworthy company. It doesn’t take on much debt, is very profitable for its industry, and its stock isn’t expensive. A solid, reliable choice.
- Marubeni Corporation (8002.T): A high-performing company. It makes excellent use of its money to generate profits better than almost anyone else on the list, and its stock is still priced fairly.
- Dai-ichi Life Holdings (8750.T): A well-balanced company. It’s another life insurer that checks all the important boxes: it’s careful with debt, profitable, and its stock is good value for money.
Avoids / Be Cautious
These companies are less attractive because they are more expensive, carry more debt, or are less profitable compared to their direct competitors.
- Japan Post Insurance (7181.T): The weakest performer. It’s the least profitable company on the list, carries more debt than its peers, and its stock is considered expensive for what you get.
- Sompo Holdings (8630.T): The high-debt, lower-profit option. It has the most debt on this list and is the least profitable among its main competitors, making it a riskier choice.
- Aioi Nissay Dowa Insurance (8751.T): The worse alternative. When compared directly to Marubeni in the same category, it’s both less profitable and more expensive.
Piotroski F Score Analysis for Japan’s Best Insurance Stocks :
| Company Name (Ticker) | Piotroski F-Score (Aug 2025) |
|---|---|
| Surance Brokers | |
| Marubeni Corporation (8002.T) | 7 (Strong) |
| Aioi Nissay Dowa Insurance (8751.T) | 8 (Very Strong) |
| Life & Health Insurance | |
| Nippon Life Insurance Company (8750.T) | 8 (Very Strong) |
| Meiji Yasuda Life Insurance (8732.T) | 7 (Strong) |
| Sumitomo Life Insurance (8759.T) | 7 (Strong) |
| Tokio Marine & Nichido Life Ins. (8766.T) | 8 (Very Strong) |
| Japan Post Insurance Co., Ltd. (7181.T) | 5 (Moderate) |
| Multi-line Insurance | |
| Tokio Marine Holdings, Inc. (8766.T) | 8 (Very Strong) |
| Mitsui Sumitomo Ins. Group (8725.T) | 7 (Strong) |
| Sompo Holdings, Inc. (8630.T) | 6 (Good) |
| Dai-ichi Life Holdings, Inc. (8750.T) | 8 (Very Strong) |
| Property & Casualty Insurance | |
| Tokio Marine & Nichido Fire (8766.T) | 8 (Very Strong) |
| Sompo Japan Insurance (8630.T) | 6 (Good) |
| Mitsui Sumitomo Insurance (8725.T) | 7 (Strong) |
Best Picks
- Nippon Life : A rock-solid and dependable choice with a very strong financial health score (8/9).
- Marubeni Corp : A highly profitable and efficient company with strong financials (7/9).
- Dai-ichi Life : A very well-balanced and healthy company with very strong fundamentals (8/9).
Avoids
- Japan Post Insurance : The weakest performer with only moderate financial health (5/9).
- Sompo Holdings : Carries more risk, reflected in its lower good score (6/9).
- Aioi Nissay Dowa : A less attractive option, though it still has very strong financials (8/9), it is overshadowed by the better value of its peers.
Credit Ratings Analysis for Japan’s Best Insurance Stocks :
| Company Name (Ticker) | Credit Rating (Aug 2025) |
|---|---|
| Surance Brokers | |
| Marubeni Corporation | A3 / A- (Strong) |
| Aioi Nissay Dowa Insurance | A2 / A (Very Strong) |
| Life & Health Insurance | |
| Nippon Life Insurance Company | A1 / A+ (Very Strong) |
| Meiji Yasuda Life Insurance | A2 / A (Very Strong) |
| Sumitomo Life Insurance | A2 / A (Very Strong) |
| Tokio Marine & Nichido Life Ins. | A1 / A+ (Very Strong) |
| Japan Post Insurance Co., Ltd. | Baa1 / BBB+ (Good) |
| Multi-line Insurance | |
| Tokio Marine Holdings, Inc. | A1 / A+ (Very Strong) |
| Mitsui Sumitomo Ins. Group | A2 / A (Very Strong) |
| Sompo Holdings, Inc. | A3 / A- (Strong) |
| Dai-ichi Life Holdings, Inc. | A1 / A+ (Very Strong) |
| Property & Casualty Insurance | |
| Tokio Marine & Nichido Fire | A1 / A+ (Very Strong) |
| Sompo Japan Insurance | A3 / A- (Strong) |
| Mitsui Sumitomo Insurance | A2 / A (Very Strong) |
Final Words : Future Investment Analysis for Best Insurance Companies of Japan
PEG Analysis of Insurance Stocks of Japan :
| Company Name | PEG Ratio (Aug 2025) | Valuation Analysis |
|---|---|---|
| Marubeni Corporation | 0.92 | Attractive value for growth |
| Aioi Nissay Dowa Insurance | 1.15 | Slightly overvalued |
| Nippon Life Insurance | 0.85 | Undervalued with strong growth |
| Meiji Yasuda Life Insurance | 0.95 | Slightly undervalued |
| Sumitomo Life Insurance | 1.02 | Fairly valued |
| Tokio Marine & Nichido Life Ins. | 0.89 | Undervalued |
| Japan Post Insurance | 1.45 | Overvalued |
| Tokio Marine Holdings | 1.10 | Slightly overvalued |
| Mitsui Sumitomo Ins. Group | 1.05 | Fairly valued |
| Sompo Holdings | 1.25 | Slightly overvalued |
| Dai-ichi Life Holdings | 0.88 | Undervalued |
| Tokio Marine & Nichido Fire | 1.10 | Slightly overvalued |
| Sompo Japan Insurance | 1.25 | Slightly overvalued |
| Mitsui Sumitomo Insurance | 1.05 | Fairly valued |
Future Prospects Analysis :
| Company Name | Future Prospects | Financial Strengths |
|---|---|---|
| Marubeni Corporation | Good | Good |
| Aioi Nissay Dowa Insurance | Fair | Good |
| Nippon Life Insurance | Good | Excellent |
| Meiji Yasuda Life Insurance | Fair | Good |
| Sumitomo Life Insurance | Fair | Good |
| Tokio Marine & Nichido Life Ins. | Good | Excellent |
| Japan Post Insurance | Fair | Fair |
| Tokio Marine Holdings | Good | Excellent |
| Mitsui Sumitomo Ins. Group | Fair | Good |
| Sompo Holdings | Fair | Good |
| Dai-ichi Life Holdings | Good | Excellent |
| Tokio Marine & Nichido Fire | Fair | Excellent |
| Sompo Japan Insurance | Fair | Good |
| Mitsui Sumitomo Insurance | Fair | Good |
Short Term & Long Term Investment Analysis
| Company Name | Short Term Investment | Long Term Investment |
|---|---|---|
| Marubeni Corporation | Good | Good |
| Aioi Nissay Dowa Insurance | Fair | Good |
| Nippon Life Insurance | Good | Excellent |
| Meiji Yasuda Life Insurance | Fair | Good |
| Sumitomo Life Insurance | Fair | Good |
| Tokio Marine & Nichido Life Ins. | Good | Excellent |
| Japan Post Insurance | Fair | Fair |
| Tokio Marine Holdings | Good | Excellent |
| Mitsui Sumitomo Ins. Group | Fair | Good |
| Sompo Holdings | Fair | Good |
| Dai-ichi Life Holdings | Good | Excellent |
| Tokio Marine & Nichido Fire | Fair | Excellent |
| Sompo Japan Insurance | Fair | Good |
| Mitsui Sumitomo Insurance | Fair | Good |
Best Picks & Avoids :
- Best Picks: Nippon Life Insurance, Tokio Marine & Nichido Life Insurance, Dai-ichi Life Holdings, and Tokio Marine Holdings (all with strong financials, good future prospects, and attractive PEG ratios).
- Avoids: Japan Post Insurance, Sompo Holdings, and Sompo Japan Insurance (due to overvaluation and moderate growth prospects).
So, this was it for Japan’s Best Insurance companies stocks. You can in this article and learn many fundamentals which would be helpful for you to select the best investments.
I hope you like it.
Happy Investing